Welcome to Liberty

Scroll to learn more about the community and see live listings

Liberty Community front entrance Panama City Florida
Liberty Community Family in Yard Playing Panama City Florida
Liberty Community Pool with Families Panama City Florida
Liberty Community Clubhouse Event Panama City Florida
Liberty Community Pool and Gazebo Panama City Florida
Liberty Community Fitness Workout Center Panama City Florida
Liberty Community Tennis and Pickleball Court Panama City Florida
Liberty · Panama City, FL 32404

New Homes in Liberty — Panama City's Family Community Near Tyndall AFB

Liberty is Panama City's premier master-planned community — nearly 2,000 new construction homes wrapped around a 7,500 sq ft amenity center, two resort-style pools, and the kind of front-porch neighborhoods families actually want to live in. Just 13 miles from Tyndall Air Force Base.

to Tyndall AFB
13 mi
homes planned
2,000
amenity center
7,500 sf
Schedule a Private Tour →
Call 850-788-8257

Why Families Choose Liberty

Two kinds of families. One community that fits both.

Whether you're upgrading from a starter home or unpacking PCS orders, Liberty was designed for the way real families actually live in Panama City.

— 01

Growing Bay County families ready to upgrade.

You've outgrown the starter house. The kids need a yard, a pool down the street, and friends on the same cul-de-sac. Liberty delivers all of it — without the price tag of waterfront communities.

  • One- and two-story floor plans, 1,272 to 3,044 sq ft
  • Three to five bedrooms, fully sodded yards, water-view lots available
  • Walking trails connecting playgrounds, pools, and the amenity center
  • Monthly community events: Back-to-School Bashes, Halloween, more
  • Less than 15 minutes to shopping, dining, and Panama City Beach
— 02

Military families relocating to Tyndall AFB.

PCS orders to Tyndall? Liberty is the off-base community military families actually choose — short commute, VA-loan friendly new builds, and a real neighborhood waiting on the other side of the gate.

  • Approximately 13 miles to Tyndall AFB main gate
  • VA loan qualified — new construction with builder incentives
  • Bay District Schools: Tommy Smith Elementary, Merritt Brown, Rutherford
  • Community events that make it easy to meet other military families
  • Move-in ready inventory homes for tight PCS timelines

Resort amenities. Front-porch community.

Most communities promise amenities. Liberty actually built them. The 7,500 sq ft amenity center is the heart of daily life here — a place where neighbors recognize each other, kids learn to swim together, and weekends start at the splash pad.

01

Resort-Style Pools

Two pools plus a dedicated splash pad for the little ones.

02

Fitness Center

Modern gym inside the amenity center. Open year-round.

03

Pickleball & Basketball

Courts for the fastest-growing sport in America — plus hoops.

04

Outdoor Pavilion

Outdoor kitchen and covered pavilion for community events.

05

Two Playgrounds

Kid-tested play structures spread throughout the community.

06

Walking Trails

Sidewalks and trails wind through the entire community.

07

Community Events

Monthly gatherings — back-to-school, Halloween, holidays.

08

Mail Station

Central mail station — secure, convenient, neighborhood hub.

For Tyndall AFB Military Families

A short drive to base. A real neighborhood to come home to.

If you've received PCS orders to Tyndall AFB, you already know how fast this move has to happen. Liberty is built for exactly that — new construction inventory, VA loan financing, and a family-first community where you can land on day one.

  • Approximately 13 miles to Tyndall AFBDirect route via Highway 231 — manageable commute, even at shift change.
  • VA loan-friendly new construction$0 down for qualifying buyers. Builder incentives often available.
  • Bay District Schools open enrollmentStrong public schools plus North Bay Haven Charter nearby.
  • Move-in ready inventory homesCritical when you're working a 60-day report-no-later-than date.

Get Your PCS Tour Booked →

Floor Plans

Homes for every stage of family life.

Fifteen floor plans across two builder series. Three to five bedrooms. One- and two-story options. Pricing typically starts in the mid $250s.

First Home Ready

The Cali

Single-story starter home, smartly designed for first-time buyers and small families.

3-4Beds
2Baths
1,427+Sq Ft

Family Favorite

The Madison

Open-concept two-story with a flex space upstairs — ideal for growing families.

4Beds
2.5Baths
1,799+Sq Ft

Room to Grow

The Riverside

Five-bedroom two-story with primary down — flexible enough for in-laws, teens, or a home office.

5Beds
3Baths
2,400+Sq Ft

Common Questions

What families ask before they tour Liberty.

How far is Liberty from Tyndall Air Force Base?

Liberty sits approximately 13 miles from the Tyndall AFB main gate via Highway 231 and Star Avenue. For most schedules, that's a comfortable 20–25 minute commute — one of the most workable distances of any new community in Bay County.

Will my VA loan work for a new home in Liberty?

Yes. Liberty homes qualify for VA financing, which means $0 down for eligible active-duty service members and veterans. The builder also frequently offers closing cost incentives — we'll walk you through what's available the day you tour.

Which schools serve Liberty?

Liberty is zoned for Tommy Smith Elementary, Merritt Brown Middle School, and Rutherford High School within Bay District Schools. Bay County is an open-enrollment district, and highly regarded charter schools like North Bay Haven Charter Academy are also accessible to Liberty residents.

What price range should I expect?

Pricing typically starts in the mid $250s and runs up to the high $500s depending on floor plan, lot, and selections. Liberty consistently prices below the Bay County area average, which is part of why so many families relocating to Panama City land here first.

How quickly can I move in for a PCS?

Liberty almost always has move-in ready inventory homes — critical when you're working against a report-no-later-than date. We can pull the current available list, walk through it with you on a video tour, and have you under contract before you arrive in Panama City.

What's included with the HOA?

The HOA covers full access to the 7,500 sq ft amenity center, both pools, the splash pad, fitness center, pickleball and basketball courts, both playgrounds, and community events. Common areas, mail station, and walking trails are all maintained by the HOA.

Schedule Your Tour

Ready to walk the neighborhood? 

Call, text, or send a quick note — we'll line up a private tour of Liberty around your schedule, pull the current move-in ready inventory, and answer every question you have about Bay County, Tyndall, schools, and what life on the Gulf Coast actually looks like.

For PCS military families: same-day virtual tours available. Just say the word.

Scroll down to see Liberty homes for sale!

Call The Peevys

KW Success Realty · 25+ Years on the Gulf Coast

Call or Text850-788-8257
Onlinecallthepeevys.com
Instagram@callthepeevys

Call Now to Schedule →

Your Trusted Liberty Community

Home Specialists

Matt and Ashley Peevy together as Port St. Joe Realtors
KellerWilliams_Realty_Success_Logo_CMYK

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

$
Your estimated monthly payment
$
%
$
Yr
Mo
%
%
$
Monthly
Bi-weekly

+ Add Extra Payments

$
$
$
$
[-] Remove extra payments

Payment Breakdown

Customize your mortgage payment

Principal & Interest
Monthly Extra Payment + Add Extra Payments
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment

Total Of All Payments

Down Payment & One-time Expenses
Principal
Interest
Extra Payments
Home insurance
Property taxes
HOA fees
PMI (not required)

Amortization Schedule

Mortgage Payoff Date:

Payment breakdown as of

Remaining Balance
Principal
Interest