$470,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to Ocean Reef 2103 -- Your Gulf-Front Getaway on the Emerald Coast! Experience breathtaking Gulf views and effortless coastal living from the 21st floor of Ocean Reef. This fully furnished, rental-ready, gulf-front condominium offers the perfect combination of spaciousness, comfort, and resort-style… Read More amenities, making it an exceptional vacation home, investment property, or both. One of the standout features of this residence is its coveted 10-foot ceilings and 8-foot interior doors, an exclusive feature offered only on floors 19 through 23 at Ocean Reef. From the moment you step inside, the elevated ceilings, taller doors, and open floor plan create an inviting sense of space and grandeur. Spectacular views of the Gulf of Mexico can be enjoyed from the living room, kitchen, and primary bedroom. Step outside onto the expansive 10' x 28' private balcony, where there's plenty of room to entertain, relax, and soak in the stunning scenery. It's the perfect place to watch spectacular sunsets, spot dolphins and schools of fish, or simply take in the seemingly endless views stretching along more than 20 miles of the Emerald Coast. The comfortable living area is designed for both relaxation and entertaining, featuring a sleeper sofa and two reclining chairs positioned to take full advantage of the incredible Gulf views. The fully equipped kitchen features stainless steel appliances, a breakfast bar with three bar stools, and an open design that flows seamlessly into the dining area, which comfortably seats six. The Gulf-front primary bedroom, with king bed, offers direct balcony access, allowing you to wake up to beautiful water views and enjoy the coastal breeze without leaving your room. The private primary bath includes a spacious walk-in shower. The guest bedroom currently features a queen bed but offers enough space to accommodate two queen beds, providing flexibility for owners and rental guests. A large laundry room adds valuable convenience while also providing generous storage space. The property also includes reserved, dedicated parking, an especially desirable feature for owners and guests. Ocean Reef offers an impressive collection of resort-style amenities, including a Gulf-front swimming pool, indoor pool, hot tub, sauna, steam room, and fitness room. Seasonal beach chair service is also available, offering chaise loungers and umbrellas for the ultimate beach-day experience. Location is another major advantage. Ocean Reef is conveniently situated approximately 1.5 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, entertainment, and attractions. Directly across the street, you'll find a large gift shop, doughnut and coffee shop, mini-golf, go-kart track, snack bar, and more. And just two lots away, Runaway Island offers delicious beachfront dining with both indoor and outdoor seating. Whether you're looking for a turnkey rental investment, a second home, or your own Gulf-front escape, Ocean Reef 2103 checks all the boxes. Beautifully furnished, rental-ready, exceptionally spacious, and positioned high above the Gulf with unforgettable views -- this is one you won't want to miss. Put Ocean Reef 2103 at the top of your must-see list. You'll be glad you did! Read Less

Listing Snapshot

Days Online

Last Updated

Sep 13, 2026

Property Type

Condominium

Beds

Full Baths

Year Built

2008

MLS Number

793768

Additional Details

Appliances & Equipment

ElectricOven, ElectricRange, ElectricWaterHeater

Building

Built in 2008, 23 stories, Entry level: 21, Construction Materials: Block, Concrete, Stucco

Community

Barbecue, Beach, ConferenceMeetingRoom, Elevator, FitnessCenter, Pool, Sauna, Waterfront, CommunityPool, ShortTermRentalAllowed

Cooling

CeilingFans, HeatPump

Disclosures

AcceptingBackupOffers

Exterior Features

Patio/Porch Features: Balcony

Foundation

PillarPostPier

Garage

1 spaces

Heating

HeatPump

Home Owner's Association

Association Fee: $2,662.86, Fee Frequency: Quarterly, Fee Includes: Clubhouse, FitnessFacility, Internet, PestControl, Pools, Sewer, Trash, Water, Amenities: BeachRights, Barbecue, Sauna, SpaHotTub

Interior Features

Balcony, DoubleVanity

Lot

Dimensions: 0x0

Parking

AdditionalParking

Pool

Gunite, GasHeat, Indoor, InGround, Community

Property

Gulf, Water

Roof

Membrane

Security Features

BuildingSecurity, FireSprinklerSystem, SecurityLights, FireAlarm, SmokeDetectors, SecurityService

Sewer

PublicSewer

Taxes

Parcel Number: 40001-250-137, Annual Amount: $5,674.54, Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2103 2BR 2BA ORB 3042 P 236 ORB 3135 P 1252 TYPE B 923 H&C 257 BALC, Year: 2025

Water Features

Gulf, ShorelineSand

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Courtesy of Distinctive Beach Real Estate 850-830-9096

14415 Front Beach Road #2103

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